Credit Cards that we actually (and will) need:
Chase Sapphire Preferred (Points for Food and Travel*) Chase Freedom Flex (5% Categories) Discover It (5% Categories) Bank of America Customized Cash (Back-up Cash Back--3%) Amex Blue Cash Preferred (Main Cash Back--6% Groceries and Streaming, 3% Transit and Gas) - this one I still need to apply Amex Gold Card (Points for Food and Travel*) - this too I still need to apply BILT Card (Rent payments) - this I need to apply as well Reviewing my credit card strategies because I was distracted by trash cards that are mediocre at best. This disruption on my credit card strategy was triggered by one card: Amex Hilton Surpass Card. I thought this card was highly beneficial for me as a traveling RN especially during start of assignments. However, it turns out that the cents/point on Amex-Hilton is not only low but also it charges exceedingly high when you book with points on their properties. On top of that, I was not able to get the sign-up bonus I was expecting to have because of the terms on how they approved me--no credit pull. Later this year, I will have to downgrade this card to the no annual fee version. Moving forward, I will strategically apply on the last three cards on the list. The order of application for these card will be dependent on my situation this coming 3rd quarter.